
What bank offers the best over draft protection?
I used to bank at Washington Mutual, where I could take up to $600 out using my overdraft protection plan. I was then charged $33 fee, and basically had to pay back w/ in 10 days. Now that they’re Chase. They won’t pay the amount unless you have the money in the bank. Unfortunately I am in a position where I depend on that extra cushion, and am willing and happy to pay that fee. Any advice would help based on your experience.
I talked to Wells fargo. They have many options. If you have direct deposit you can take up to $500 as a pay day advance. They do charge $2 for every $20 you take. You can take advantage of this after your paycheck hits twice. They also have the credit card option, same as Chase, but I won’t be giving Chase any future business.
Angie, I swear I never come to this section, but I only came to ask a specific question and you beat me to it. Yes, Chase sucks. I’m now taking my money out and putting it else where.
I also depended on my overdraft limit (mine was $1000), but apparently, they just let that go. I’m looking for another bank because Chase can no longer help me. If you find out can you please let me know and I will do the same?
**Also, I heard that many credit unions offer great overdraft limits, so you might want to check some out.
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